Types of Disability Benefits in New York

Social Security Disability Insurance (SSDI)

• Who qualifies: Individuals who have worked and paid into Social Security.
• Requirements: You must have a qualifying disability and meet recent work requirements.
• Benefits: Monthly payments based on your earnings history.

Supplemental Security Income (SSI)

• Who qualifies: Individuals with limited income and resources.
• Requirements: You must be disabled, blind, or age 65+, and meet income/resource limits.
• Benefits: Monthly cash payments to help with basic needs like food, clothing, and shelter.

New York State Short-Term Disability

• Who qualifies: Most private-sector employees in NY.
• Requirements: Must be employed and disabled off the job (not work-related).
• Benefits: Provides up to 26 weeks of partial wage replacement, typically 50% of your average weekly wage, up to a state-set maximum.

Additional Support Services

Medicaid

• Available to many SSI recipients and low-income residents with disabilities.
• Covers doctor visits, hospital care, medications, and more.

SNAP (Supplemental Nutrition Assistance Program)

• Individuals with disabilities may qualify for food assistance.
• Based on household income and size.

HEAP (Home Energy Assistance Program)

• Provides help with heating costs during New York’s cold winters.

How to Apply for Disability Benefits in New York

Applications for SSDI and SSI are submitted through the Social Security Administration (SSA):

• Online: www.ssa.gov
• Phone: Call 1-800-772-1213
• In person: Visit your local SSA office

For New York State disability benefits, your employer or their insurance carrier will typically handle the paperwork. You must file within 30 days of becoming disabled to avoid losing benefits.