1. Initial Application Decision Time

In New York, most initial SSDI applications are processed within 3 to 6 months (about 90 to 180 days). Key factors affecting this timeframe include:

• Completeness of your application — missing documents or incomplete forms can cause delays
• Medical record collection — the SSA must receive and review evidence from your healthcare providers
• Backlogs at Disability Determination Services (DDS) — volume of cases in your region can impact processing speed

2. What Happens If Your Application Is Denied

A significant number of SSDI applications are denied initially, but there are options:

Reconsideration Review

• You can request reconsideration within 60 days of your denial
• This typically takes an additional 2 to 5 months, as a new examiner evaluates your claim

Hearing Before an Administrative Law Judge

• If reconsideration doesn't result in approval, you can request a hearing
• In New York, hearing wait times can range from 8 months to well over a year, depending on your local hearing office’s backlog

3. Total Time If You Appeal

If your claim advances through reconsideration and requires a hearing, the entire process could take anywhere from one to two years or more. Despite the length, many applicants are ultimately approved once their case reaches the hearing stage.

4. Steps You Can Take to Avoid Delays

Although the SSA’s timeline is partly out of your control, you can help your case move along by:

• Submitting a complete, detailed application from the start
• Ensuring all relevant, up-to-date medical records are included
• Responding promptly to SSA’s requests for additional information
• Following up regularly to keep your claim on track

5. Compassionate Allowances and Medical Expedites

If you have a condition on the SSA’s Compassionate Allowances list—such as ALS, certain types of cancer, or rare disorders—your claim may be expedited with decisions made within a few weeks instead of months.