Steps to Apply for Social Security Disability with Bipolar Disorder in New York

Step 1: Understand the SSA’s Definition of Disability

To qualify for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) in New York, you must meet the Social Security Administration’s (SSA) definition of disability. This means that your condition must prevent you from working and performing substantial gainful activity (SGA) for at least 12 months, or your condition must be expected to result in death.

For individuals with bipolar disorder, the SSA considers whether the disorder severely limits your ability to function. Bipolar disorder can qualify for disability benefits under the SSA’s Listing of Mental Disorders, specifically under Listing 12.04 for “Depressive, Bipolar and Related Disorders.” The condition must meet specific criteria to be considered disabling.

Step 2: Prove the Severity of Your Bipolar Disorder

Simply having a diagnosis of bipolar disorder is not enough to qualify for disability benefits. The SSA will assess how severe your condition is and whether it severely limits your ability to work. To support your claim, you’ll need to provide detailed medical evidence, including:

• Medical Records: Documentation from your mental health professionals, including psychiatrists, psychologists, or therapists, who have treated you for bipolar disorder.
• Treatment History: Evidence of ongoing treatment, such as prescription records, therapy notes, and any hospitalizations related to your condition.
• Doctor’s Opinion: A letter from your treating physician explaining how bipolar disorder affects your ability to function and work. The more detailed and specific this opinion is, the stronger your claim will be.

Step 3: Meet the SSA’s Criteria for Bipolar Disorder

Under SSA’s Listing 12.04, you must meet either of the following criteria for bipolar disorder to qualify as a disability:

• A: You experience extreme limitation in at least two of the following areas:
• Understanding or applying information.
• Interacting with others.
• Concentrating or maintaining pace.
• Adapting or managing oneself.
• B: Your condition results in a marked limitation in two of the above areas or has repeated episodes of decompensation (worsening of symptoms) that are of extended duration.

The SSA will also consider how your bipolar disorder impacts your ability to perform work-related activities and whether you are able to maintain a consistent work schedule.

Step 4: Apply for Social Security Disability in New York

To apply for Social Security Disability benefits in New York, you’ll need to:

• Apply Online: The easiest way to apply is through the SSA’s online portal at www.ssa.gov.
• Provide All Medical Documentation: Include medical records, your treatment history, and the opinions of your doctors to demonstrate the severity of your condition.
• Be Honest and Detailed: Complete the application accurately and truthfully, providing as much detail as possible about your condition and how it affects your ability to work.

Step 5: Follow the Application Process
Once you submit your application, the SSA will review your case. If your application is denied, don’t be discouraged, as many initial claims are rejected. You have the right to appeal, and the process typically involves:

• Requesting Reconsideration: If your claim is denied, you can ask for the SSA to review your case again.
• Requesting a Hearing: If reconsideration is unsuccessful, you can request a hearing before an Administrative Law Judge (ALJ), where you can present additional evidence and testify about how bipolar disorder impacts your life.
• Gathering Additional Evidence: If you’re appealing, you may want to gather additional medical records or updated doctor statements to strengthen your case.

Step 6: Be Prepared for the Long Process

The process of applying for Social Security Disability benefits can be lengthy, especially for individuals with mental health conditions like bipolar disorder. It’s common for applicants to wait months for a decision, and in many cases, the process can take even longer if an appeal is necessary.

Step 7: Consider Seeking Help from a Lawyer

While you can apply for disability benefits on your own, navigating the complexities of the SSA’s requirements can be challenging. Consulting with an experienced attorney can improve your chances of success. A disability lawyer can:

• Help you gather and organize medical evidence.
• Ensure your application is complete and accurate.
• Represent you during the appeals process, including hearings before an ALJ.